Prudent Investor Standards

The 'Uniform Prudent Investor Act' (UPIA) as required by the State of Indiana (IC 30-4-3.5) states that trustees "shall invest and manage trust assets as a prudent investor would, by considering purposes, terms, distribution requirements and other circumstances of the trust."  It further requires decisions to be made in the context of the whole portfolio and evaluated "as part of an overall investment strategy having risk and return objectives reasonably suited to the trust."  The act allows trustees to delegate investment decisions to qualified and supervised agents, and it requires a comprehensive risk-turn analysis to guide investment decisions.  As a manager of funds given to support ministries, the United Methodist Foundation of  Indiana holds itself to the standards of the UPIA, making it an appropriate investment option for its member churches.